Your guide to mortgages, wherever home is
Mortgage information is often confusing, full of jargon and different in every country. MortgageCompass publishes independent guides on mortgages, home loans and real estate investing for the US, the UK, Canada and Australia, so you understand your options before you speak to a lender.
- Independent
- Four countries
- No paid placements
- Last updated: October 28, 2026
Six sections, one clear compass
Many guides include free calculators, such as the UK Stamp Duty and Australian borrowing power calculators. They run in your browser and do not store what you enter.
The person behind MortgageCompass
Gerard Cabana
Founder and editor of MortgageCompass
Gerard is a qualified engineer based in Barcelona, Spain, and the creator of MortgageCompass. He researches, writes and updates every guide from central banks, regulators and official programs, with one goal: to make mortgages easier to understand with real, checked numbers.
Guides are signed by the MortgageCompass Editorial Team, the name we use for the site’s research and editing work, which Gerard leads. Gerard is not a mortgage broker or financial adviser: our guides explain how mortgages generally work so you can compare offers and ask better questions.
How every guide is built
Reliable sources. Mainly official and primary sources, with key figures linked.
Checked numbers. Calculations are rechecked and examples are labeled as illustrations.
Dated and updated. Rate and rule pages are reviewed regularly and show their date.
Balanced. Pros, cons and risks, with no promised approval or savings.
Corrections. Mistakes reported through our contact page are reviewed and fixed.
Open about AI. We use research tools, including AI-assisted drafting; every article is reviewed and edited by Gerard before publication.
Read the full process on our How We Research page.
How we make money, and what we are not
- An independent educational resource
- Free to read, funded mainly by advertising, including Google AdSense
- Clear about any future affiliate partnership on the page where it appears
- A lender, broker or financial adviser
- Arranging loans or taking applications
- Paid by any lender or bank for inclusion or a better position
Our information is general. Before you make a decision, confirm rates, fees and eligibility with a licensed professional.
Questions, corrections or feedback?
Email us or use our contact page. Thank you for reading MortgageCompass.