This Cookie Policy explains how MortgageCompass (“we”, “us” or “our”) uses cookies and similar technologies on mortgagecompass.net (the “Website”). It should be read together with our Privacy Policy.
What Are Cookies?
Cookies are small text files that a website stores on your device (computer, tablet or phone) when you visit it. They allow the website to remember your actions and preferences, measure how the site is used and, in some cases, show you relevant advertising.
Similar technologies, such as local storage, pixels and scripts, work in a similar way. In this policy, we refer to all of them as “cookies”.
Types of Cookies We Use
By who sets them
- First party cookies: set by mortgagecompass.net.
- Third party cookies: set by other companies whose services we use, such as Google.
By how long they last
- Session cookies: deleted when you close your browser.
- Persistent cookies: remain on your device for a set period or until you delete them.
By purpose
1. Strictly necessary cookies
These cookies are essential for the Website to work properly and to remember your cookie preferences. They do not require your consent.
2. Analytics cookies
These cookies help us understand how visitors use the Website, for example which pages are visited most and how long visitors stay. The information is aggregated and helps us improve our content. We only use them with your consent.
3. Advertising cookies
We display advertising through Google AdSense, which helps keep MortgageCompass free to read. Google and its partners may use cookies to show ads, limit how often you see the same ad, measure ad performance and, where you have given consent, show personalised ads based on your interests. We only use them with your consent. Where you do not consent, Google may show non personalised ads, which still use limited cookies for purposes such as fraud prevention and frequency capping.
Cookies Used on This Website
| Cookie | Provider | Purpose | Type | Duration |
|---|---|---|---|---|
| Consent cookie [nombre según tu plugin] | mortgagecompass.net | Stores your cookie preferences | Necessary | Up to 12 months |
| wordpress_test_cookie | mortgagecompass.net | Checks whether your browser accepts cookies | Necessary | Session |
| comment_author_* | mortgagecompass.net | Remembers your details if you leave a comment | Necessary (functional) | Up to 12 months |
| _ga | Google Analytics | Distinguishes unique visitors | Analytics | 2 years |
| ga* | Google Analytics | Keeps track of the session state | Analytics | 2 years |
| __gads | Google AdSense | Measures ad interactions and prevents repeated ads | Advertising | 13 months |
| __gpi | Google AdSense | Collects information about ad views | Advertising | 13 months |
| __eoi | Google AdSense | Helps prevent ad fraud and measure performance | Advertising | 6 months |
| IDE | Google (doubleclick.net) | Shows and measures ads, including personalised ads | Advertising | 13 months |
| test_cookie | Google (doubleclick.net) | Checks whether your browser supports cookies | Advertising | 15 minutes |
The cookies set by third parties may change over time. We review this list periodically.
How Google Uses Data
When you visit a website that uses Google services such as AdSense or Google Analytics, Google may collect and process data. You can learn more about how Google uses this information at policies.google.com/technologies/partner-sites, and you can manage personalised advertising at adssettings.google.com.
Your Consent
When you first visit the Website from the European Economic Area, the United Kingdom or Switzerland, a cookie banner asks for your consent before any non essential cookies are placed. You can:
- Accept all cookies.
- Reject all non essential cookies.
- Customise your choices by category.
You can change or withdraw your consent at any time by clicking “Cookie Settings” [en el pie de página] on any page of the Website.
How to Manage Cookies in Your Browser
You can also block or delete cookies through your browser settings. Here is where to find these settings in the most common browsers:
- Google Chrome: Settings > Privacy and security > Third party cookies
- Mozilla Firefox: Settings > Privacy & Security > Cookies and Site Data
- Safari: Settings > Privacy > Manage Website Data
- Microsoft Edge: Settings > Cookies and site permissions
Please note that blocking all cookies may affect how some parts of the Website work.
Changes to This Policy
We may update this Cookie Policy from time to time, for example if we add new services or if the law changes. The date at the top of this page shows when it was last updated.
Contact
If you have any questions about this Cookie Policy, please contact us at contact@mortgagecompass.net.