Last updated: September 25, 2026. This article summarizes published forecasts for US mortgage rates for the rest of 2026 and into 2027. Forecasts are not guarantees, and this is educational content, not financial advice. A year ago, many economists expected mortgage rates to fall below 6% by the end of 2026. Instead, rates have moved … Read more
Last updated: September 2026. This guide compares conventional and FHA mortgages in the United States, including 2026 loan limits. It is educational content, not financial advice. If you are buying a home in the US with less than 20% down, you will probably choose between two loan types: a conventional loan or an FHA loan. … Read more
Last updated: September 2026. This guide covers USDA home loans in the United States, including 2026 income limits and fees. It is educational content, not financial advice. A USDA loan is one of the few ways to buy a home in the US with no down payment at all. Backed by the US Department of … Read more
Last updated: September 2026. This guide covers mortgage lenders and loan programs in the United States for borrowers with low credit scores. It is educational content, not financial advice. Lender requirements change often, so always confirm details directly with each lender. A low credit score does not automatically shut you out of homeownership. Government backed … Read more
Last updated: September 2026. This guide covers US mortgage lenders and programs for first time homebuyers. It is educational content, not financial advice. MortgageCompass is independent and these picks are editorial, not paid placements. Buying your first home is exciting, but it can also feel overwhelming. Between saving for a down payment, understanding loan types … Read more
Last updated: September 2026. This guide covers down payment rules for US mortgages. It is educational content, not financial advice. Many people believe they need to save 20% of a home’s price before they can buy. That myth keeps a lot of renters waiting years longer than necessary. In reality, many buyers put down far … Read more
Last updated: September 2026. This guide covers US fixed rate mortgages. It is educational content, not financial advice. The 30 year fixed and the 15 year fixed are the two most popular mortgages in the United States. Both give you a rate that never changes, but they lead to very different monthly payments, total costs … Read more
Last updated: September 2026. This guide covers VA home loans in the United States. It is educational content, not financial advice. VA loans are one of the most valuable benefits available to people who have served in the US military. They let eligible borrowers buy a home with no down payment, no monthly mortgage insurance … Read more
Last updated: September 2026. This guide covers mortgage refinancing in the United States. It is educational content, not financial advice. MortgageCompass is independent and these picks are editorial, not paid placements. Refinancing can lower your monthly payment, shorten your loan term or let you tap into your home equity. But the savings depend heavily on … Read more
Last updated: September 2026. This guide covers FHA loans in the United States, including 2026 loan limits. It is educational content, not financial advice. FHA loans are one of the most popular ways for first time buyers in the US to get into a home. They allow lower credit scores and smaller down payments than … Read more