MortgageCompass Editorial Team 
Last reviewed: October 2026 · By the MortgageCompass Editorial Team · How we research You can get a mortgage with bad credit in the US, but which lender and loan you can use depends mainly on your exact score. FHA loans accept scores from 580 with 3.5% down, and from 500 with 10% down, although
Last reviewed: October 2026 · By the MortgageCompass Editorial Team · How we research HOME LOAN ASSESSMENT REPORT Applicant: You Assessed by: a typical Australian lender Rules applied: APRA buffer · living expense benchmark · debt-to-income limits Status: IN PROGRESS How much you can borrow in Australia is not a simple multiple of your salary.
Rates as of October 15, 2026 · Updated every week after Freddie Mac’s Thursday release · By the MortgageCompass Editorial Team · How we research The average 30-year fixed mortgage rate in the US is 7.40% this week, unchanged from last week, according to Freddie Mac’s Primary Mortgage Market Survey. The average 15-year fixed rate
Rates as of mid-October 2026 · Updated monthly · By the MortgageCompass Editorial Team · How we research UK mortgage rates have risen sharply this autumn. According to Moneyfacts, the average two-year fixed rate is 5.97% and the average five-year fix is 5.99%, up from 5.68% and 5.73% a month earlier. On 5 October the
Last reviewed: October 2026 · By the MortgageCompass Editorial Team · How we research Stamp Duty Land Tax (SDLT) is the tax you pay when you buy a home in England or Northern Ireland above a certain price. The calculator comes first, because most people just want the number. The rules that decide that number,
Last reviewed: October 2026 · By the MortgageCompass Editorial Team · How we research A short-term rental makes money when the income from booked nights and cleaning fees covers four things: the cost of every guest changeover, the platform and management fees, the fixed costs of owning the property, and the mortgage. Most first-time hosts